Bearing in mind that this is a free Äpublic access site, it is a condition of use of the site and the materials in it that use is at the users own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither criticalillnessinsurance.org.uk nor any of the siteís administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.
This independently owned website acts solely as an advertising and marketing vehicle to attract businesses for financial professionals and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. Any information contained on the website does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this website.
In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the criticalillnessinsurance.org.uk website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorneys fees. The use of this site for any reason is deemed to be an agreement of this condition.
Availability of service
We do not warrant or guarantee that the criticalillnessinsurance.org.uk website will be uninterrupted or error-free.
Links and site content
We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The criticalillnessinsurance.org.uk website does not assume any liability for any of the products, services, or data of any other sites. The criticalillnessinsurance.org.uk website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the criticalillnessinsurance.org.uk website.
The user agrees not to rely on any information obtained from the criticalillnessinsurance.org.uk website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.
If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.
Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and criticalillnessinsurance.org.uk irrevocably submit to the non-exclusive jurisdiction of the English Courts.
Headings are for reading convenience only and are not to be used in the interpretation of this agreement.
Whilst it is not our intention to do so, the operators of the criticalillnessinsurance.org.uk Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.
Data Protection Act 1998
I/we confirm that I/we have the consent of any third party whose details I/we may disclose to criticalillnessinsurance.org.uk to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our enquiry and administering the relevant product.
I/we agree that You and any advisor resulting from this enquiry (the advisor) shall be entitled to use and process, by any medium, the information given by me/us in this enquiry form and any other information about me/us which may be acquired during the lifetime of any product (the Data) for the following purposes:
To provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the advisor, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the advisor will record false or inaccurate information if this is given by me/us and fraud is suspected.
To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other advisors for these purposes)
To disclose the Data to any other company within the advisors group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our enquiry and administering any product whether during the course of my/our enquiry or during the lifetime of any product;
To disclose the Data to any third party who replaces or who may replace my/our advisor.
Prevention of money laundering
The advisor and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.
Right of subject access
Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.
Personal details and data privacy
The personal details which you submit to us (Personal Data) are held by criticalillnessinsurance.org.uk for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. By submitting your Personal Data you CONSENT to it being processed by criticalillnessinsurance.org.uk
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